When a bank, loan firm or financial company gives a loan to the consumer or an individual, the consumer has to sign on the legal agreement with the company and this agreement serves as the proof or paper of guaranty for the consumer that if he doesn’t repay his debt/loan, he will face consequences explained on the agreement and the consumer agrees to the terms and conditions by signing the agreement. This agreement is known as the consumer loan agreement and it is very common in credit card applications and processes. Brief Description of Consumer Loan Agreement: Usually when we talk about the loan or debt, people think that business loan and consumer loan are the same kind and there is no difference where in reality, they both are very different. For example, business loans are huge in amount like millions whereas the consumer loans are not that valuable or expensive i.e. $10,000 or $100,000 in most cases. Also when it comes to business loan, adding a guarantor is essential in the process so that if the company refuses to pay back the debt, the financial firm or bank can claim the loan from the guarantor where on the other hand, there is no need of a guarantor in getting consumer loan. Business loans are required to invest more money in the company where the consumer loans are more for the casual or common uses i.e. Real estate purchase, automobile purchase, education or medical. Usually when we talk about the consumer loan, it refers to the credit card loan that banks and other financial companies grant to the individuals. In this process, the bank only requires their salary figure in order to grant a specific amount of credit or loan to the individual so that he can easily pay it back where on the other hand, when it comes to business loans, the lender or debtor has to pledge some property or shares to the bank as guarantee to return the loan. The official document or contract that is signed by the bank and the consumer for getting this loan is known as the consumer loan agreement. This agreement typically includes the information about the debtor and creditor, amount of loan and interest rate, monthly installments and duration to pay back the loan, validation, limitations and termination clauses of the agreement and signature of both parties. It also includes the terms for extending the time period or validation of the agreement if the consumer is unable to pay back the loan in time. Here is preview of a Free Sample Consumer Loan Agreement Template created using MS Word, Key Elements to add in the Consumer Loan Agreement: • Name of the individual/consumer • Name of the financial company/bank/creditor • Details of the loan • Specifications and particulars of the loan • Interest rate on the loan • Duration to return or repay the loan • Particulars about the consumer i.e. Employment, income, expenses etc • Terms and conditions of then agreement • Mutually agreed clauses of the agreement • Rights and obligations of both parties • Termination of the agreement • Validation and limitations of the agreement • Results of violation of the agreement • Signature of both parties Here is download link for above shown Consumer Loan Agreement Template. Related Word Templates: • When an insurer takes full responsibility of actions that are going to occur against another person or company, it is known as the indemnity process and most commonly, it includes the money and financial help. In simple words, with indemnity, a person agrees to pay the bills and financial expenses. • A housing loan contract is a legally binding between the lender and the borrower to identify the purpose of loan, important procedures and rights of both borrowers and the lenders. Lenders and real estate brokers write the housing loan contract during the sale process of the property. The terms and. • The agreement that is written and signed between a company and the local patent department of the government related to the copyrights of a business is known as the assignment of copyrights agreement. This is a very common type of agreement that is used by governments and patent registration departments. • When a company wants to protect its intellectual property, inventions, techniques and secrets from outside the company and competitors, it signs employee non-disclosure agreement with the employees and business partners so that when they leave the company for any reason, they don’t leak or share the secret information to anyone. ![]() ![]() • No doubt about the fact that doing your own work saves you money, gives happiness and improve expertise and makes you an independent person which in long term is a good and healthy activity. But in some cases there are matters, which are beyond your reach and needs someone else’s. Click on following download button and save contract between two companies template in storage of your computer to write an accurate and error free contract between two companies. Whenever two different companies or business entities wish to combine their resources in order to chase mutual business goals and objectives, they need to draft a legal document named contract between two parties. Personal Loan Agreement. Personal loan contract is the contract which has obtained the major place in the business. The daily transactions are often carried out. When a bank, loan firm or financial company gives a loan to the consumer or an individual, the consumer has to sign on the legal agreement with the company and. Generally, all contracts between two companies follow a basic set of rules and conditions whether they are going to cover a partnership formation between companies or going to document a simple purchase agreement. A detailed contract between two companies identifies all possible details about the deal or transaction such as names of both parties, description about the business activity or work they are going to carry out, terms and conditions of the contract and other necessary information etc. A contract between two companies must be in writing if you want to make it enforceable by law. About Contract Between Two Companies: A contract between two companies can be drafted for wide range of reasons. For example, two different companies may enter into a contract when one companyagree to provide raw material or other products to the other company under the terms and conditions mentioned in the contract for a particular period of time. According to contract laws, such contracts must be in writing form and also be signed by both parties. In case of any violation, the contract between two companies can be enforced by law to provide compensation. You must hire a legal representative or lawyer to draft a contract between two companies but if you want to write one yourself, you are advised to download and use contract between two companies template to do this efficiently. The template provides you a proper format for drafting a spotless contract between two companies in short span of time. Download and See Contract Between Two Companies. Below is a ready to use rent to own contract template available for free of cost and one can simply customize the template in Microsoft word or any other word processing software to construct a rent to own contract within no time. If it is decided by you to purchase a house or any other property you are using as a tenant, then it is a brilliant idea for you to create a rent to own contract first. ![]() ![]() Generally rent to own contract is an agreement established between a landlord and tenant sometime after the beginning of the tenancy when a tenant decide to purchase the rental property in particular period of time. A rent to own contract requires potential buyer to pay monthly rent to the home owner with a portion of it going toward a home purchase at a specific date in future. Before entering into a rent to own contract, a landlord or property owner has to decide the sale price and rent he or she will charge for the house. More about Rent to Own Contract Template: Rent to own contract can be prepared for variety of things. For example, rent to own contract is a common type of sales transaction under which any kind of tangible property just like motor vehicles, rooms and houses is rented in exchange for a specific monthly payment with the option to purchase after a particular time period during the contract. Such contracts have potential financial and wide variety of benefits both landlords and tenants. ![]() In most of situations, as per conditions of the contract a tenant will pay the owner a precise amount of money as advance deposit which will be used as down payment when it is time to purchase the property. Whereas, many property owners will collect rent amount every month from tenant as agreed, a part of which will go for purchase of property. As per terms of the rent to own contract, the title of ownership to the house or property remains with the landlord until the tenant works out his or her option (purchases the property). A best and recommended way to create an error free rent to own contract is use of rent to own contract template. Finally you found the perfect house to live in but you can’t rather afford to purchase it right now, so there is a good option for you to lease the house with an option to purchase in future. A rent to own contract is totally different from a general rental contract in that a tenant can buy the property at any time during the agreement. Signing a rent to own contract is a flexible option for both tenant and landlord to carry out the transaction of sale of property as agreed. It is also an attractive option for seller who cannot find an appropriate buyer for the home or property right away. Writing a rent to own contract can be little bit challenging for you as a fresh person but you can write it perfectly by means of following rent to own contract template. The rent to own contract template is designed in Microsoft word format so you can make changes in the template easily using same software. Download Free Rent to Own Contract Template. Below is a land sale contract template which is produced by our professionals to guide you with enough instructions when writing a land sale contract. Land sale contract is an agreement entered into between a property owner who want to sell his land or property and a buyer who wish to buy the same land in exchange of agreed amount of money as cost of land. In a land sale contract, the seller provides financing to buyer to purchase the land for an agreed upon purchase price. Writing a land sale contract is a best way to permit the buyer to take possession of the land for most purposes other than title of ownership while the buyer is not paying lump sum amount in one payment. As per terms and conditions of the contract, sale price is usually paid by the buyer in periodic installments. Land sale contract is similar to a mortgage but rather than borrowing money from a financial organization or bank to buy the land or any other kind of property, the buyer makes payments in installments to the real estate owner or seller until the full purchase price is paid as agreed in the contract. More about Land Sale Contract Template: Signing a land sale contract is best way to eliminate the borrowing of money from other financial providers in order to purchase real estate or land. In general, a buyer and a seller both parties sign the land sale contract understanding all agreed upon terms and conditions of the sale of land. A land sale contract is commonly used when a land buyer is unable to obtain financing from a bank or any other financial provides due to poor credit rating, insufficient collateral or down payment etc. A land sale contract must include all necessary and basic information about the land just the address of real estate, full legal description of the land or property, purchase price, down payment amount to be paid by buyer, monthly payment amounts, number of payments to be made and balloon payment required if any etc. Using a proper format just like land sale contract template is best to prevent errors when making a land sale contract. Land sale contract is also known as contract for deed in different states and countries and considered as a vital document in real estate business. With help of a land sale contract, a buyer pays purchase price in installments directly to the seller for land purchased without securing a home loan or mortgage loan from a third party like bank. Signing a land sale contract is a best way for buyer to purchase a land or real estate when facing lack of financial recourses to make one time full payment. Land sale contracts should be prepared as per laws and regulations of the state. It is also best ask your lawyer to review the land sale contract in order to avoid misunderstandings in later times. Large number of handful tools and instruments is accessible on web to make error free land sale contracts at home or in office. An elegantly designed land sale contract template is also obtainable here on this page. This land sale contract template is equipped with all major contents and details that one need to make up a good land sale contract. Download Free Land Sale Contract Template. Do you want to compose an error free house rental contract in short time? You should download and customize below mentioned house rental contract template to do so. A house rental contract is a legal document that sets out the basic terms and conditions of rental transaction landlord and tenant agree to follow during a rental relationship. House rental contract is a legal and enforceable by law agreement entered into between a landlord and tenant. It establishes the rights and responsibilities of each party involved in the transaction in order to prevent misunderstandings and quarrels in future. Signing a house rental contract is a best way to rent out your property as per laws of states. It also protects your rental property involved in the contract. It is recommended by experts prepare and sign a house rental contract to enjoy a quarrel free rental relationship with your tenant. It is most important to have your attorney or legal representative review your house rental contract to ensure that the terms and conditions of the contract comply with local and state laws. More about House Rental Contract Template: Renting out an extra house is best and common way to increase your income in these days so people rent out a house to tenant by signing a house rental contract. It is a legal document that provides all necessary and basic details about the rental of house and terms of the contracts etc. A house rental contract may include name and contact details of parties, address of the house to be rented, agreed amount of money as rent, duration of rental contract, payment method, rent payment due date and other conditions etc. Whether you are renting out your own house or working as a real estate agent, you should make up a house rental agreement to protect your and your tenant’s rights. It is enforceable by law in case of violation by any party involved. For example, in the event that your renter does not stick on to the terms of your house rental contract, you can use the contract as written evidence in a lawsuit against him or her to claim for compensation or penalty. A faultless house rental contract can be drafted with a house rental contract template easily. Always bear in your mind that renting your any kind of property without a clear rental agreement is an open invitation for troubles so don’t underestimate the significance of house rental contract and prepare one for your own house when renting out. A house rental agreement is the foundation of the landlord and tenant relationship and should be prepared carefully along with all important details and information. With a well prepared house rental contract, both the landlord and tenant are legally protected so it should be prepared and signed whenever property is rented in order to reduce the likelihood of misunderstandings between parties. Microsoft word is features software to compose a good house rental contract, even you can also get help from house rental contract template. A house rental contract template is a ready to use document designed by professionals that assists people a lot when making house rental contracts for personal or professional use. Download Free House Rental Contract Template. Following cleaning contract template is easily editable in word processing software to write down a cleaning contract avoiding errors and mistakes. We all daily make contracts and agreements with other individual persons and companies to get things done in proper format without facing troubles. We also know that contracts are voluntary legal agreements between two or more parties outlining each party’s rights and obligations regarding a particular job, activity or business operation. Contracts can be made for variety of reasons and are using in almost all fields of life. Similarly a cleaning contract is an arrangement between an individual service provider or company and a client. Signing a cleaning contract before entering into a cleaning activity or job is best thing to do because it leaves no room for doubt or confusion as to the exact obligations and responsibilities of each party. It is admitted fact that written contracts are an effective way to bind a professional relationship together so don’t forget to prepare and sign a cleaning contract when you wish to get services of a cleaning professional or company. More about Cleaning Contract Template: A cleaning contract can be a very first step for you when you ready to get or provide cleaning services. A cleaning contract may include basic details and information about the transaction just like name of parties, contact details, date of the contract, duration of the contract, cost of services, how the customer intends to pay the cleaner and the specific cleaning duties the cleaner must complete to receive payment in exchange of services provided etc. Usually cleaning contracts are signed by individual persons and companies to get cleaning services for personal residence, workplace, office, company or society etc. Apart from the situation or parties involved, a cleaning contract clearly define what cleaning tasks are to be performed, when and how often they should be accomplished, who will be responsible for cleaning supplies, what cost will be paid as compensation for services and what payment methods will be used etc. It is not advisable and recommended not to have a cleaning contract before starting a cleaning job because it could be disadvantageous for you either as a cleaning professional or client. Consider use of a cleaning contract template if you really want to produce an elegant cleaning contract. After the final decision of hiring a professional person or company to handle cleaning duties for your company or personal living place, you should think about making of cleaning contract to stay away from misunderstandings and quarrels in forthcoming times. Cleaning contract is a legal document that protects rights and duties of involved parties which mean any involved party in the contract can use this document as a written evidence to get law enforcement for compensation of violation or disagreement during the contract. As a party of the cleaning contract, you must clearly understand all the terms mentioned in the contract before signing. Cleaning contract should be drafted carefully using a professional format or sample just like cleaning contract template. We have an editable cleaning contract template to create a professional looking cleaning contract within minute instead of hours. Download Cleaning Contract Template. Are you seeking some help to write a faultless and most effective photography contract for an upcoming event? If yes, then here is a chance for you to download an easy to use photography contract template. Best thing about the template is that you can simply modify its contents and elements as per your wants using Microsoft word on your personal computer. We are living in litigious society and photography is just like a most important part of every single event. Tasking photo shots on your big day is a best and excellent way to capture some unforgettable moments as well as to collect a lot of memories regarding the event. If you are not an expert to take photos or photographer, it is good for you to sign a photography contract with photographer to cover the event in best way. Photography contract can be prepared for wide range of events just like wedding, birthday party, anniversary, annual function and many more. Photography contract is a legal agreement entered into a photographer and client to make sure that only memories captured are good ones. Whether you are a photographer or hiring a photographer for your event, it is suggested by experts to sign a photography contract before starting the job. A well written photography contract educates and holds both parties accountable to what is expected for a beneficial and successful photographer and client relationship. As a client, a photography contract outline your expectations in detailed manner in terms of how the photos will be taken, the timing in which the printed photos will be delivered and other issues around photographic rights just like payment method etc. If you are a professional who is getting paid for making photos, then it is also beneficial for you to sign a photography contract with your client in order to protect yourself and your rights. We have decided to provide you with a ready to use photography contract template. It is prepared in Microsoft word format and can be used for different types of events. This photography contract template is easy to use and modify in Microsoft word program. Rendering professional services especially in the creative arts like taking photos for your client is a tricky business to carry out that why it’s suggested by experts to make up a photography contract with your client to stay protected during the job. A photography contract may include name and contact details of parties, date and time of the event to be covered, address of event place, expectations of the client regarding photo shooting, fee of the photographer, cost of printing and payment method etc. It is best for both parties to review the contract carefully before signing. Writing a photography contract for first time can be complex job to do. If you want to make up a photography contract professional looking and effective, you should utilize an appropriate format or layout for this purpose. There is a photography contract template produced by professionals to assist our users while writing photography contract. Whether you are a photographer or client, our ready-made photography contract template will provide you a proper way to finish the contract elegantly. A skillfully made hair salon booth rental agreement template is downloadable here for free and a user can simply make changes in the template to make up a personalized hair salon booth rental agreement in minutes. Renting out various types of property and assets is a common source of incomes in these days. People having extra property just like a house, room, apartment, building or land prefer to rent out their properties to get a handsome amount of money as rent. Similarly a hair salon booth rental agreement is a document prepared and signed by hair salon both owner and hair stylist. Purpose of the agreement is to layout all the basic terms and conditions of rental transaction as well as to protect rights of both parties. A detailed hair salon booth rental agreement grants permission to the hair stylish or leasing party to use a designated area in exchange for a fee called rent, for a particular period of time. Such agreements are usually prepared for hair salon, beauty parlors and other type of businesses having same nature. As an expert hair stylist if you don’t have enough money to start and run your own hair salon booth, then signing a hair salon both rental agreement with booth owner is an excellent option to start the business. The agreement lets a hair stylist or any other expert person to use the hair salon booth owned and managed by the owner in exchange of specified sum of money as rent. With help of a hair salon booth rental agreement in place from the beginning, booth renters know exactly in details what to expect during day to day operations. Hair salon booth rental agreements are arrangements made for variety of reasons. If a hair salon booth rental agreement is not properly documented and exercised appropriately, the owner opens the door for many legal issues so make the agreement legal and professional looking using a proper format. Internet is full with a lot of handy tools that can be used for this purpose. Hair salon booth rental agreement template is recommended to create an error free agreement for your business or personal use. When renting out a hair salon booth, independent contractors and other professional persons use the hair salon booth rental agreement as a quick guide to meeting expectations and resolving workplace related issues at once. As per terms and conditions of the agreement, the hair stylist is mostly concerned with two personal goals where first is the greater increase in income via separation from the salon as an employee and the second objective or goal is more independently setting personal schedule and work routine to deal with operations of the salon booth. Writing a hair salon booth rental agreement could be a challenging and time consuming task for you but utilization of an appropriate format of set of instructions makes the job easier for you. There is a hair salon booth rental agreement template added for you which is fully customizable in Microsoft word to make changes according to business needs. Waiver of liability Contract template is produced by our professional that can be downloaded here to get assistance when preparing a waiver of liability. We can define a waiver of liability as a written or oral document made by a person who is engaging in a risky activity or process while performing his duty in a company or business as an employee. In this document, an individual person usually gives up his right to take legal action the other party if he or she suffers an injury, damages or any other kind of loss while performing the activity. A waiver of liability is a vital document in these days for most businesses and companies due to the controversial society we live in. By making a waiver of liability, the business establishment or company attempts to remove legal liability from the business or person responsible for the activity mentioned. Waiver of liability can be prepared and signed for various situations in day to day life when a person undertakes a pursuit that has a relatively large amount of risk associated with it just like a serious surgery, flying or any other similar activity. More about Waiver of Liability Contract: Waiver of liability can be used for variety of reasons. It also protects organizations or companies like daycare center, sports leagues and travel agencies from liability in case of an accident that seriously harms or even kills a participant so after signing a waiver of liability, signer cannot claim any compensation or return for damages. In most of health care centers and hospitals, surgeons and other relevant entities asks guardian of the patient to sign waiver of liability before operating a serious surgery or operation for treatment of the patient. In case, doctors or health care professionals will not be responsible for the life of patient during the operation or medical treatment. It can be drafted by anyone for fulfillment of personal or professional needs however; it should be reviewed by an attorney or lawyer to ensure it conforms to laws of the state or country. As the result of whole mentioned above, whether you are running a skydiving business or working as a tour planner, it will be a best practice for you to ask your employees or participants sign a waiver of liability. Waiver of liability is used in many different scenarios just like sporting events, organized trips and for many other risky activities within business or personal life. Waiver of liability is a legal document that helps business or organization from being sued if something were to go wrong during the activity or business operation. A waiver of liability will typically protect an individual person or business establishment if properly drafted and knowingly signed. It is recommended to get assistance from legal representative or lawyer to get a waiver of liability prepared according to laws and regulations of the state. A well drafted waiver of liability template is also added here which provides a proper format along with adequate amount of instruction to make up waiver of liability before long. Download Waiver of Liability Contract. An easily editable personal loan contract template is added here on the page and it is totally free to download. Personal loan is a famous type of loans that usually granted by banks and other financial organization for personal, family or household use. For example, if you want fulfill a personal need just like repairing of house or buying a computer for home and there are insufficient financial resources to do so, then you can apply for a personal loan for this purpose. Such loans are typically general purpose loans that you can use at your prudence. Personal loans are sometimes most difficult to get due to strict requirements or qualifications regulated by the bank or financial organization. Personal loan is a smaller loan than a mortgage and usually granted for shorter terms. If it is finally decided by you to borrow money as personal loan from bank, don’t forget to prepare and sing a personal loan contract in order to document the transaction in writing. Details about Personal Loan Contract: Personal loan contract is a contract entered into between a borrower and lender outlining all the terms and conditions of personal loan along with payment method etc. Loaning or borrowing money can be a big decision for everyone involved in the transaction but signing a personal loan contract is a recommended and best way to protect rights of both parties involved in the transaction. A detailed and carefully prepared personal loan contract can prevent misunderstandings and disagreements by clearly outlining the terms of the loan and repayment for both parties. In fact a personal loan contract provides answers of all questions to be raised by parties just like specified sum of money as loan, duration of the loan, number of payment installments, repayment process and other conditions etc. A personal loan contract must be written together, so each party of the contract can have a say in formulating the terms and conditions of the loan. A contract written with a mutual consent also helps to make sure neither party feels taken advantage of so carefully read the contract and understand wholly that what is included in the contract because it is matter of the money. Whether you are loaning out the money or borrowing it for personal use, it is always advisable for you to put the transaction into writing in shape of personal loan contract. Using a personal loan contract can protect you as a lender because it legally enforces the borrower’s assurance to repay the loan in regular payments or a lump sum as mentioned in the contract. Not only for lenders, but signing the contract is also beneficial for borrowers because as per mentioned terms the lender cannot maximize the interest rate. Most of banks and other financial organizations usually use standard formats to make up personal loan contracts. It can also be prepared personally using a personal loan contract template. Utilization of personal loan contract is a best way to draft a personal loan contract because it provides a proper format and guidance to do so. Download Personal Loan Contract. You can download Franchise Contract Template from here free. Under a franchise contract the franchisee buys a total turnkey system of brand, know-how, training, methodology and support of an existing business model from the franchisor. The person who buys a license to replicate a business system is known as a franchiser or as a franchise owner. A franchisor is a company that offers to replicate its business model or product. The total package of franchise rights, including branding, know-how, systems, territory, etc are known as franchise package which for an initial charge is provided by the franchisor to the franchisee. The franchisee has to pay Management Service Fee to the franchisor which is the revenue for him for letting use of his products or brands. The franchise agreement would be signed for a particular period from 5 to 10 years or similar periods during which the franchisee is allowed to use the franchise package of the franchisor. Upon the expiry of contract it can be renewed if both the parties are interested contrary to which the franchisor will buy back the franchise from the franchisee. The different types of franchises are Area Development franchise, Job franchise, Joint venture franchise, Management franchise, Master franchise and Resale. We hope that this Franchise Contract Template will be useful for you. Click on the download button to download franchise contract template.
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